How we verify

Every figure comes from an official source

Every entry on this site carries at least one link to the government or public-health body that actually sets the rule — MOH, CPF, HealthHub, Healthier SG, the Communicable Diseases Agency, or a national specialty centre. Today that's 26 entries, every one carrying at least one official source.

This isn't a habit we try to keep to. It's enforced by the code: the site is built from a single data file, and the build fails — the site simply doesn't publish — if any entry has no source, or if a source points anywhere other than a .gov.sg, healthhub.sg or National Cancer Centre page. The same check applies to every "official page" button on the site.

A few further checks run on every build, because getting a source near a claim isn't the same as sourcing it:

• If an entry says a cost can be paid a particular way — MediSave, a subsidy, a CHAS card — at least one of its sources has to actually back that route. Declaring a payment method with nothing behind it fails the build.
• Every age group an entry claims to cover must have real instructions for that age group. No silently empty advice for the bands nobody thought about.
• No two entries can share an identifier, so a correction can never be applied to the wrong card.

Every figure carries the date it was checked

Each card shows when a person last opened the official source and confirmed that the figure still said what we say it says. That's what the date means — not when we last edited the card, and not when the government last changed the page.

We show it because it's the honest thing to show. Rules in this area change every year: the Basic Healthcare Sum, premium rates, income thresholds, withdrawal limits, the conditions covered by chronic-care schemes. A confident, undated number is worth less than a dated one, even when the undated number happens to be right. If a date on this site is looking old, that tells you something real, and you should treat the figure accordingly.

When a figure changes, we update it and change the date. When we get one wrong, we correct it and say so.

When the official source isn't clear — or isn't public

Sometimes the rules don't line up neatly, and pretending otherwise would be the easy, wrong choice. Two things we do instead.

We separate questions that sound like one question. "Can I get a mammogram at 42?" is really three: does the national programme recommend it, will MediSave pay for it, and is it subsidised? In 2026 those three have three different answers for a woman in her forties. So the card gives three answers, not an average of them.

We tell you when the rule isn't published. The clearest example is that same mammogram case. The change allowing MediSave to be used for screening mammograms from age 40 was made in a Ministry of Health finance circular issued to healthcare providers — Circular No. 36/2026, of 9 May 2026. There is no public web page for it. CPF's own public page on MediSave withdrawal limits does not yet reflect the change.

That means a woman of 42 trying to find out, from public sources, whether she can use her own MediSave for a mammogram, cannot. The rule that governs her money exists, it is in force, and it isn't published anywhere she can read it.

We cite that circular by number, date and paragraph so anyone — including a clinic or an official — can look it up in the place it does exist. We'd much rather link to a public page. Where one appears, we'll use it.

What we don't do

We don't give medical advice. We say what a scheme provides and who it covers, and we link the source. What's right for your health is a conversation with a doctor, not a website.

We don't give financial advice. We tell you what a rule allows. What you should do with your money is your decision.

We're not the government, and we're not connected to it. Medisaver is independent. It isn't affiliated with, endorsed by, or run on behalf of MOH, CPF, or any government agency, clinic, insurer or healthcare provider. We don't use official logos and we don't act on anyone's behalf. All we do is point you at the official rule and help you find the parts that apply to you.

Nobody pays us to say anything. Medisaver carries no ads, no affiliate links and no sponsorship, and takes no funding from clinics or insurers. There is no product being sold here and no commission on anything we point you towards.

We don't keep your answers. Everything you enter — age, conditions, screening answers — stays in your browser and is never sent anywhere. Close the tab and it's gone.

What we haven't been able to verify

Publishing this list is part of the method. These are the open questions we can name today — where we couldn't get to an official public source we were satisfied with:

• MediSave for screening mammograms from age 40 — in force, but the governing rule is a provider circular with no public URL (see above).
• Healthier SG benefits for Permanent Residents — the general benefits are documented; which of them apply differently to PRs is not clearly set out publicly, so we've kept the site's PR guidance deliberately narrow.
• Bone mineral density scans following an osteoporosis risk check — the risk check itself is documented; how a follow-up scan is financed is not, so we don't state a figure.

That's what we can name, not the limit of what we don't know. There are schemes, procedures and edge cases that belong on this site and aren't here yet — we're working through them, and each one arrives the same way as everything else: with its official source and the date we checked it.

So if something you're looking for isn't on the site, it's more likely we haven't got to it yet than that the answer is no.

If you know of an official public source for any of these, we would genuinely like to hear from you.